Health insurance denial appeal questions — answered plainly
How to appeal a health insurance denial, what it costs, how long it takes, and whether your documents are safe. No runaround. If you don't find what you're looking for, we're one message away.
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Getting Started
Upload your denial letter — PDF or photo. In about 30 seconds you get a free viability score and plain-English explanation of what went wrong. The $39 three-letter appeal package covers Level 1, Level 2, and external independent review. You get the letter for the level you are on — not all three at once.
Your health insurance denial letter, EOB, or prior authorization rejection — PDF or a phone photo. You don't need any background in insurance, law, or benefits.
No. You can run your free analysis without creating an account or providing an email address.
Yes — completely free, with no credit card required. You only pay if you unlock the three-letter appeal package at $39.
About ClaimCompass
ClaimCompass is a document preparation service that reads your health insurance denial letter, explains it in plain English, and — if your case looks strong — writes the complete appeal package: Level 1, Level 2, and external review letters.
No. ClaimCompass is a document preparation service — not a law firm nor an authorized representative. We do not provide legal advice or legal representation. For complex legal situations, consult a licensed attorney.
A lawyer for an insurance appeal typically costs $200–$500 per hour. ClaimCompass is a one-time $39 fee for the three-letter appeal package. You get the letter you need for the level you are on — not all three at once.
Every letter is generated from your specific document — your denial code, your case facts, your policy language. Nothing is copied from a generic form.
Pricing
The analysis is free. Health and medical appeal letters are $39. One time per case, no subscription. All three letters — Level 1, Level 2, and external review — are included in that single payment.
No. One-time payment per denial case. There are no monthly fees and no automatic renewals.
Each denial is a separate case. Start a new letter for each one.
See our Terms of Service for the complete refund policy. Technical issues that prevent delivery: email steve@myclaimcompass.ai.
Medicare
Yes. Medicare Advantage (Part C) plan denials are private insurance appeals — same process as other health insurance. Original Medicare (Parts A and B) — we prepare appeal documents for you to review, sign, and file. We are not your authorized representative in any Medicare administrative proceeding.
Medicare Advantage (Part C) is coverage through a private insurer — Humana, UnitedHealthcare, Aetna, and similar plans. Original Medicare (Parts A and B) is federal coverage directly from Medicare. Advantage denials follow private plan appeal rules. Original Medicare appeals are document preparation only through ClaimCompass — we are not your authorized representative.
No. ClaimCompass does not offer paid document preparation for Medicaid appeals. Medicaid is administered by states with different rules and free advocacy resources. Our blog covers Medicaid appeal rights for informational purposes only.
Appeal Process
Free analysis completes in about 30 seconds. Your complete appeal letters generate in under 2 minutes after purchase.
A 0–100 rating of how strong your case is. Above 70 is a solid basis for appeal. 90 or higher usually means a genuine factual or regulatory error.
Your payment includes Level 2 and external independent review letters at no additional charge.
We generate your complete, ready-to-file letter. You print it, add your details, sign it, and submit it. We include filing instructions.
Privacy & Security
Yes. Encrypted in transit. Your denial letter is analyzed for your free score, then deleted. If you purchase, your appeal letters are delivered to you — the original document is never stored. We are subject to the FTC Act, the FTC Health Breach Notification Rule, and CCPA/CPRA — not HIPAA covered-entity rules.
HIPAA does not apply to ClaimCompass. We are a direct-to-consumer document preparation tool — not a covered entity or a business associate of a hospital or insurer. Documents are encrypted in transit, analyzed in memory, and deleted after your score — and after letter delivery if you purchase. See our Privacy & Compliance page for the laws that do govern us.
No. We do not sell, rent, or share your personal information or document content with third parties for marketing.
You’re in the right place.
Upload the letter. We’ll tell you what it means — free.
No account. About 30 seconds. Plain English, then a clear next step.
No account. File deleted after your score — and after letter delivery if you purchase.